Super contribution splitting means that you can split some of your super contributions made in the previous financial year to your spouse’s super account. It is a way for your spouse to accumulate their own super, even if they have a low income or they aren’t working.
Read MoreAsset classes and diversification
An asset class is a type of investment, with the most common being cash, fixed interest, shares (or equities), property and alternatives. Within each of these asset classes you can invest within Australian or Internationally. Each asset class has a different level of risk and return.
Read MoreSalary sacrifice
Salary sacrifice into super is one of the simplest, yet most tax-effective ways you can build your super balance to assist you in achieving your lifestyle goals and objectives in retirement.
Read MoreRe-contribution strategy
A re-contribution strategy involves withdrawing all or a portion of your super as a lump sum, paying any tax and then re-contributing the balance, subject to contribution rules, back into either your or your spouse’s super fund.
Read MoreFirst Home Super Saver Scheme
The First Home Super Saver (FHSS) scheme was introduced by the Australian Government in the Federal Budget 2017–18 to reduce pressure on housing affordability.
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