An asset class is a type of investment, with the most common being cash, fixed interest, shares (or equities), property and alternatives. Within each of these asset classes you can invest within Australian or Internationally. Each asset class has a different level of risk and return.Read More
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Salary sacrifice into super is one of the simplest, yet most tax-effective ways you can build your super balance to assist you in achieving your lifestyle goals and objectives in retirement.Read More
A re-contribution strategy involves withdrawing all or a portion of your super as a lump sum, paying any tax and then re-contributing the balance, subject to contribution rules, back into either your or your spouse’s super fund.Read More
The First Home Super Saver (FHSS) scheme was introduced by the Australian Government in the Federal Budget 2017–18 to reduce pressure on housing affordability.Read More
A pension commutation is a lump sum withdrawal from the theoretical capital supporting the pension.
The theoretical capital is not exactly calculated as the pension balance itself.