Transition to Retirement
Allocated Pensions and
We can assist you with:
- Selecting your investment strategy and investment structure in line with your preferences (i.e. protect capital, grow capital)
- Targeting a specific retirement income in retirement and see whether this is feasible.
- Taking into account Centrelink/DVA, Taxation and Estate Planning of investment strategies
- Implementation of allocated pensions, super, annuities, managed funds or bonds as recommended
- Determining your income needs in retirement and project how long your funds will last
- Assessing your eligibility to contribute further funds to super and advice on contribution limits into super (if required)
- Reducing fees you’ll pay for both management of funds and investments in super and pensions in retirement where possible
- Calculating your taxable amounts, and the effect on your estate
- Organising rollovers from multiple super funds, if applicable
If you decide to proceed with a financial plan with us, we provide you with a complete customised written plan that includes expert advice and recommendations. It contains full analysis and cash-flow projections.We will provide a 20 year projection for your retirement income streams, Centrelink and Net Estate Asset Positions.